Financial

We strive to provide you with affordable, high-quality treatment that fits your budget! Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered.

We offer a variety of payment options to meet your needs. Our office accepts payments by cash, checks, and Visa, MasterCard, American Express and Discover credit cards.

Affordable Financing Options

Don't let finances stand in your way of achieving the beautiful, healthy smile you deserve! We are pleased to offer CareCredit financing options with a $0 down payment and low monthly payments that make your treatment more affordable. This flexible payment option allows you to pay for your treatment over a period of time so you can focus on what matters most – keeping your smile healthy!

Insurance Policies

Our office is committed to helping you maximize your dental insurance benefits. Because insurance policies vary, we can only estimate your coverage in good faith but cannot guarantee coverage due to the complexities of insurance contracts. Your estimated patient portion must be paid at the time of service.

We are a preferred provider (PPO) for the following insurance companies:

  • Aetna
  • Ameritas
  • Blue Cross Blue Shield
  • Cigna
  • Delta Dental
  • DentaQuest
  • GEHA
  • Guardian
  • Humana
  • MetLife
  • United Concordia
  • United Healthcare

Effective October 1, 2015: Smile Forever Dentistry is accepting Maryland Healthy Smiles.

As a service to our patients, we will bill insurance companies for services and allow them 45 days to render payment. After 60 days, you are responsible for the entire balance, paid-in-full. If you have any questions, our courteous staff is always available to answer them.

Orthodontic Insurance Policies

If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Insurance policies vary, so we will review your insurance to determine the appropriate course of action. Once treatment has started, we will file your claims.

To help us with your insurance filing, please complete the insurance questions on our questionnaire.

Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.

If you have any questions, please don't hesitate to ask.